Workers Compensation In Tennessee
The Tennessee state website is a little light on useful information regarding worker’s compensation. The best place to start is the FAQ page which answers a lot of the questions you will have.
By far, the most important thing is that you notify your company of any injury right away no matter how big or small. You need to get everything documented and on record so that everything goes smoothly with the insurance company. Your employer should have workman’s compensation insurance that they pay into…it is not your responsibility to have insurance.
Benefits
Medical expenses are usually covered by workers compensation as well as payment for hours missed on the job. You will usually get a percentage of your base pay and not the full amount. To find out what other kinds of benefits you might be eligible
What If Your Claim Is Denied?
The state of Tennessee does not run the worker’ insurance program and their purpose is only to act as referee. Any claim has to be approved by a private insurance company and that is the reason for the importance of following all rules and instructions you are give. In the event that your claim is not accepted, you may need to hire a lawyer